Freedom Unlimited Rewards Card

ADVERTISING

The Freedom Unlimited Rewards Card offers a straightforward approach to rewards with unlimited 1.5% cash back on every purchase no categories to track, no quarterly activations needed.

Unlimited Cash Back

Earn 1.5% cash back on all purchases with no limit to how much you can earn.

Introductory APR Offer

0% intro APR on purchases and balance transfers for the first 15 months from account opening.

No Annual Fee

Keep more of your rewards with no annual fee ever.

Flexible Redemption

Redeem rewards for cash back, travel, gift cards, or Amazon.com purchases with no minimum required.

Additional Benefits

Purchase protection, extended warranty coverage, and zero liability protection for unauthorized charges.

HOW TO APPLY

You will remain in the same site

Perfect for everyday spending, this card combines simplicity with value, featuring no annual fee and a generous 0% intro APR period on purchases and balance transfers.

FAQ

What credit score do I need for the Freedom Unlimited Rewards Card? +

Most successful applicants have a good to excellent credit score (670+). However, approval depends on various factors including income and existing debt obligations.

How does the cash back work? +

You automatically earn 1.5% cash back on every purchase. The cash back is tracked as points (100 points = $1), which never expire as long as your account remains open.

Is there a sign-up bonus? +

Yes, new cardholders can earn $200 cash back after spending $500 on purchases in the first 3 months from account opening.

What is the regular APR after the introductory period? +

After the introductory 0% APR period ends, a variable APR of 17.24% to 25.99% will apply, based on your creditworthiness.

Are there foreign transaction fees? +

Yes, there is a 3% foreign transaction fee for purchases made outside the United States.

How can I redeem my rewards? +

Rewards can be redeemed as cash back via statement credit or direct deposit, for travel through the rewards portal, for gift cards, or directly for Amazon.com purchases.