Wells Fargo Reflect Card: Maximize your Rewards

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Enhance your financial strategy with the Wells Fargo Reflect Card, a stellar addition to the issuer’s expanding lineup.

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Designed for the budget savvy consumer, this card is a prime choice for managing and reducing debt without the weight of annual fees.

No annual fee

The card does not charge an annual fee, making it a cost-effective option.

Long introductory APR offer

Provides one of the longest 0% APR introductory offers on the market, lasting 21 months on balance transfers and purchases.

Cellphone protection

Includes cellphone protection up to $600 against theft or damage, with a $25 deductible per claim.

120-day window for balance transfers

Balance transfers made within 120 days of account opening qualify for the introductory rate.

No rewards program

While it offers cellphone protection and Visa travel benefits, there are no ongoing rewards programs.

Dive into the details of this $0 annual fee card and discover how it can transform your approach to handling large purchases or consolidating existing debt.

HOW TO APPLY

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FAQ

What rewards can I earn with the Reflect Card? +

The Reflect Card is a rewards card designed to offer cashback on your purchases, enabling you to earn rewards as you spend across various categories. With this card, you can accumulate cashback rewards on everyday expenses, including groceries, dining out, online shopping, and more, making it an excellent tool for saving money on your regular spending.

Is there an annual fee for the Reflect Card? +

No, there is no annual fee for the Wells Fargo Reflect Card in the first year, giving you a cost-effective way to enjoy its benefits.

What is the APR on balance transfers? +

The Wells Fargo Reflect Card offers a 0% introductory APR on balance transfers, providing you with potential savings when managing your balances.

What is a credit card balance transfer? +

A credit card balance transfer is a financial maneuver allowing individuals to move the outstanding balance from one or more credit cards to another credit card.