Wise Card: The Smart Multi-Currency Debit Card with No Annual Fee – Conta Ideal

Wise Card: The Smart Multi-Currency Debit Card with No Annual Fee

Manage, send, and spend money globally with transparent fees and real exchange rates.

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The Wise Card isn’t just another debit card it’s a gateway to global financial freedom.
With Wise, you’re not tied to one currency or limited by high fees.

Why Choose Wise?

No Annual Fees: Open your account and order your Wise Card for a one-time £7 fee, with no ongoing charges or hidden costs.
Multi-Currency Account: Hold and convert over 50 currencies. Spend like a local with real exchange rates, wherever you are in the world.
Low Fees and Transparency: Convert currencies at mid-market rates with fees starting at just 0.35%. No surprise charges, ever.
Fast Setup and Instant Access: Get started in minutes. After approval, access your virtual Wise Card immediately while your physical card is on its way.

How It Works

  1. Sign Up Online or via the Wise App
    Register quickly and verify your identity with your passport or driving licence.
  2. Order Your Card
    Pay a one-time fee of £7 and receive your physical card within days.
  3. Start Spending
    Use your virtual card instantly for online purchases and payments, or wait for your physical card to arrive.

Key Benefits

FeatureWise Card
Annual Fee£0
Supported Currencies50+
Currency Conversion FeesFrom 0.35% (mid-market exchange rate)
ATM Withdrawals£200 free per month (£0.50 + 1.75% after)
Card TypeMastercard Debit
Account Setup TimeMinutes (after verification)

Who Is It For?

  • Travellers who want to avoid foreign transaction fees
  • Expats managing money in multiple countries
  • Freelancers paid in different currencies
  • Anyone looking for a smarter, simpler way to manage money abroad

Why Not a Traditional Bank or Credit Card?

Unlike traditional 0 interest credit cards or balance transfer credit cards, Wise offers:

  • No borrowing, no interest charges
  • Full control of your money in multiple currencies
  • Low, transparent fees and no markups on exchange rates
  • No credit check required to sign up

FAQ

Is the Wise Card really free?
There’s no annual fee. You only pay £7 once for the physical card, and there are no hidden charges.
How long does it take to get the Wise Card?
After registering and verifying your identity, you can access your virtual card instantly. The physical card typically arrives in 7–14 days.
Can I use Wise as my primary bank account?
While Wise isn’t a bank, it provides many of the features you expect from a current account: local bank details, debit card, multi-currency holding, and transfers.
What currencies does Wise support?
Wise lets you hold and convert over 50 currencies, including GBP, EUR, USD, AUD, and more.

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