Effective Date: 09/09/2023

These Terms and Conditions of Use (“Terms”) govern your use of the Conta Ideal website (referred to as “we,” “us,” or “our”). By accessing or using our website, you agree to comply with these Terms. Please read them carefully.

1. Introduction
   • Conta Ideal is operated by B2S ENTERPRISES LLC, a United States Limited Liability Company (LLC). Our website’s domain is contaideal.com.
2. Purpose of Conta Ideal
   • Conta Ideal is a website dedicated to providing financial education content, including informative features and analyses of various financial products and services offered by international financial institutions. These include credit cards, loans, financing options, and various investment types.
3. Privacy Policy
   • These Terms are to be read in conjunction with our Privacy Policy, which is available at Privacy Policy. By using our website, you also agree to our Privacy Policy and applicable laws.
4. Acceptance
   • By accessing and usingConta Ideal, you agree to these Terms and our Privacy Policy.
   • You confirm that you are at least 18 years old and legally permitted to use our website according to your home country’s laws. If you do not meet these criteria or do not agree with these Terms, please do not use our services.
5. Contact
   • You can reach out to us to address inquiries, resolve issues, submit complaints, or seek information about products/services available on Conta Ideal through the form found at Contact.
6. Responsibilities of the Parties
   • You must carefully read and fully agree to all clauses and conditions in these Terms when using our services.
   • Conta Ideal provides links or redirects to other websites where you may contract services or purchase products from respective companies. We have no control over these external websites, and you must review and agree to their terms and conditions and privacy policies.
   • Conta Ideal is not responsible for viruses, malware, or any software that may damage your equipment during internet use. You are responsible for maintaining your equipment’s security.
   • We are not liable for losses resulting from irregular use of our website or acts of God/force majeure.
   • Conta Ideal does not request deposits or bank transfers for the approval of any financial product.
   • We do not send emails requesting data confirmation or registration with executable attachments or suspicious links.
7. Modification of Terms
   • These Terms may change at any time at our discretion without prior notice. It is your responsibility to review them regularly.
8. Term of Use Validity
   • These Terms are indefinite and subject to applicable laws and regulations.
   • Any legal claims arising from the use of Conta Ideal must be submitted within 90 days of the relevant incident.
9. Governing Law and Jurisdiction
   • These Terms, along with our Privacy Policy, are governed by the laws and regulatory requirements.
   • Any disputes or questions related to these Terms and the Privacy Policy are subject to resolution through arbitration under the rules of the American Arbitration Association (AAA) in the United States.

By accessing and using Conta Ideal, you acknowledge that you have read, understood, and agreed to these Terms and our Privacy Policy. If you do not agree with these Terms, please refrain from using our website.